This is a Q&A Forum. You have not asked a question.

The finance company has no liability under these facts IMO.

No. You can report it to the police, who will decide whether to charge the teacher, or your son, or no one.

Mr. Starke is correct. The lawyer only knows what his client tells him. So, the short answer is "no."

There are no "forms." There are legal pleadings filed in court, usually by a lawyer.

Private citizens do not press charges. You can report it to the police who will consult with the DA about whether to press charges.

Can my 18 year old friend adopt me if I'm being abused? No. Speak to a school counselor, or another trusted adult about your home issues.

You have two choices: Sue them to get the car back, or forget about it and move on.

Neither you nor your son has grounds to sue. This is a perfectly legal practice.

If I go by my middle name, should I still give my first name to law enforcement even though would never use it other wise? Yes