This is a general Q&A forum. It is not a place to solicit attorneys to get an in depth analysis of your case.

Without reading your contracts, no lawyer can tell you whether you have grounds for a lawsuit............

No you do not have a lawsuit. You were not harmed in any way recognized under the law...................

The insurance company is under absolutely no obligation to offer you a settlement. Ask the lawyer why, and then hire another one.

The only person that knows the answer to that question is your lawyer. Ask him............................

Success can be determined in numerous different ways in litigation, so there is no data base to track it.

This is a Q&A Forum. You have not asked a question. Whatever questions you have should be directed to your lawyer.

She thought it was a burn. The other doctor didn't. She reported her suspicion. That is what she is supposed to do.

Ok, but now you have it and you need to respond. .........................................................

You file an administrative appeal and then you file suit in federal court and try to convince a judge that the exemptions don't apply in your case.