I see a near zero chance of you being charged solely for calling someone a name.

Yes they can. Call the cops. Report it to your insurance company.

This is one long run on sentence, with no punctuation and no question. It sounds like a personal matter not a legal matter.

Can they do this? They are doing this. Yes they can.

This is not a law firm. You can use the Find a Lawyer tab above.

You can try Legal Aid or a law school clinic in your area.

Yes they can. I know you don't realize it now, but they are looking out for you.

Talk to your parents. This is a site for 18 and over.

None of us can predict. If you are charged, hire a lawyer.

Your parents might be upset. If you are married your spouse might be angry.