There is nothing to sue for. You got a refund. That's what you are entitled to.

Your question is not clear. You need to clarify what you are asking.

No you cannot. She had no duty to do anything.................

You can use the Find a Lawyer tab at the top of this page...

This is a simple Q&A forum. Yours is not a simple issue. You really need to retain counsel.

You start by hiring a lawyer. Charges don't magically go away.

Take your agreement to a local consumer law attorney for a review. It likely contains a dispute resolution provision.

Perhaps speak to a therapist about your phobia..............

Don't respond. It is a scam..............................

Then you can ask for a refund...................................