When a lender forecloses, they may be the purchaser or it may have been a third party. Whoever, it is, their agent will go to the house to...

Do the new DUI laws in Georgia affect people convicted prior to January 1, 2013?

Much of what we are seeing with the new law on old cases is people who could not get interlock going back before the sentencing judge and...

My mom received a threaten to foreclose letter from a company that purchased her "home equity" account.

The first question is what chapter did she file and did she get a discharge. If she filed a chapter 7, did she reaffirm the home equity loan? If...

What should we expect? How should we prepare? Do we need legal representation?

It sounds like they foreclosed on the property and then filed an action to confirm the sale at the lower price. If the proper notices were given...

Getting the around on loan modification have 20000 in equity how can i achieve this

As Mr. Ashman said, refinancing is one option. If you can't refinance and they are jerking you around on a loan modification, make sure not to get...

My dad has Dementia/Alzheimer's disease. I'm trying to complete a living will and power of attorney document to make decisions o

As the others have stated, he has to be able to understand what he is signing, so having him mark an X in the presence of an attorney who has net...

If I file a Chapter 7 with my wife and our home has no equity, can we use the wildcard exemptions to shield $11,000 in cash?

Theoretically you can, but having that much cash may be too much of a prize for a chapter 7 trustee to let slide without problems. The best thing...

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I filed Chapter 7 in 2002 and my second mortgage debt was included.

I agree with the others, they can foreclose. However, unless they are going to pay off the first mortgage, they do not get the house. They can...

How do I get my name changed?

When an adoption is completed, the order entered by the Judge changes your legal name. However, an extra step is needed, whereby your adoptive...

I am the co borrower on a house, and my name is on the deed. How will it affect both parties if I file for bankruptcy?

I agree with Ms. Rambeck that a bankruptcy will eliminate your responsibility for the mortgage. Barring any provision in the eventual divorce...