Am I legally responsible for a debt from 1998 ??

I agree with the other responses, that it sounds like they are beyond the statute of limitations so there is not much they can do. Make sure to...

Question about post Chapter 7 and walking away from home

The foreclosure should not be reported, so there should be no additional negative impact on your credit should you walk away. However, many...

If you are charged criminally, then self defense is a defense to the charge and can be used in court. Because schools lack the expertise to deal...

Had ch7 in 2010, now applying for loan modification bank has requested letter changing to conventional loan, is that good?

You did not say that you had reaffirmed the loan in your chapter 7, but I am hoping that you did not. If the mortgage company agrees to "modify"...

Adoption attorney fees questions????

It is impossible to give you an accurate estimate over the internet without more facts, including where the adoption would need to be filed, what...

Adult adoptions are fairly straightforward for an experienced attorney, so the cost should not be prohibitive. I can tell you that the costs (not...

Chapter 7 Means Test

When congress passed BAPCPA, they installed the means test as a threshold factor in determining eligibility for chapter 7. However, they did not...

When you send the cease and desist letter, it invokes federal laws related to collection agencies. They cannot contact you if you demand that they...

Do I have to be married for my fiance to adopt my children?

As Mr. Ashman stated, you really need to be married for him to be able to adopt and for the kids to then have you both as parents. The father...

Need help understanding Georgia's foreclosure process.

I call these pre-foreclosure letters. They basically say that the mortgage company is getting ready to start the foreclosure process. Usually,...