With a credit union, you are most likely going to have to reaffirm to keep the car. Also, if you have any other loans with them, the omnibus...

Can the holder of a 2nd(BOA) foreclose and cause the first to sell as well?

Second mortgage companies sit behind first mortgages, so they cannot gain possession of the home through foreclosure unless they pay off the first....

How long does a bank have to file for a judgment for credit card debt?

To obtain a judgment, they must first sue you. The statute of limitations is 6 years if you signed the card agreement, and that runs from the last...

I am co-borrower on my daughter's mortgage for her primary home. What happens to her home and mortgage if I file Chapter 7?

The others have given you good advice, but there is one other thing to be aware of. When you file chapter 7, a trustee is appointed to determine...

What happens if you don't declare bankruptcy? I cannot afford a bankruptcy attorney.

First thing: if your home was foreclosed over a month ago and you have not been served by the Sheriff with a legal action to confirm the sale, you...

If the victims sex is female and the officer marked them as a male what can be done

These are the types of things that can be brought up at trial to make the officer seem incompetent and call his testimony into question. Sometimes...

Credit card debt going to magistrate court on disibility..what do I do?

What they are attempting to do is to obtain a judgement so that they can garnish your wage or bank account. You have no wages to garnish, and they...

Power of Attorney for 42 yr old son with traumatic brain injury received on 04/2/2015.

If your son is a resident of Georgia, you will have to get appointed as his guardian by the probate court in the County where he resides. If he is...

I have a solely owned credit card. my home is jointly owned by my wife & i. when i die would she be liable for my debt?

If you own 1/2 of the home when you die, your debts become the debts of your estate, and the administrator/executor will be responsible for paying...

I've been in a trial modification with Wells Fargo for a year. Chapter 13 has denied my modification. What to do to keep my home

The only time I see trustees opposing a modification motion is when a debtor has failed to file an updated budget with the new mortgage amount. ...