What type of attorney would we need to represent us to negotiate a proposed reduced payoff of our 2nd mortgage with the lender?

You could continue to negotiate with them yourselves, or hire a debt relief attorney to go over your options and see if you have something to hold...

I filed chapter 7 bankruptcy in 2012 and am now discharged and mortgage was sold to different company. Can I still walk away?

As the other responders have stated, you can still walk away, regardless of who owns the mortgage. HOA fees and taxes are still your...

Will bankruptcy get a civil judgment off me

As the others stated, a motion to avoid the judicial lien should be filed in the bankruptcy case, and that will take care of it assuming you...

On SSDI, haven't filed taxes, need to do Chapter 7 bankruptcy.

If you did not have enough income to require you to file tax returns, you would file an affidavit to that effect when you file the bankruptcy case....

Can I ask credit card companies to reduce the interest rate they charge & offer to pay less than the minimum payment?

It sounds like they filed chapter 7 a few years ago. If so, they can't file another chapter 7 for 8 years. The could file a chapter 13, but would...

Is it possible to get a letter of administration without filing probate?

The house is now yours, subject to the mortgage. However, you cannot become the administrator (if no will) or the executor (if he had a will),...

In Georgia if a person walks away from a chapter 13 bankruptcy, can he bankrupt again within seven years?

If a chapter 13 is dismissed, and the debtor did not receive a discharge in a prior case within the last few years, he can refile it any time. ...

Is it true that the fair debt collection act says that if we give a partial payment to a debt they have to accept?

The FDCPA does not apply to the original creditor, only to third parties collecting. It does not force them to take less than the original amount,...

My sister in law, has a anxiety disorder, while being in a hosp. her parents had her give them temp guardianship. Is that legal?

Guardianship can be given, and it is valid until she revokes it. Revocation may require a hearing, so it is harder to get out of that it is to...

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Probating A Will

Year's support is meant to provide for a spouse or minor child if what they inherit is not enough to provide for their support for the year...