A charge off is just an accounting designation. It does not relieve you of the debt. So if debt is left over after the application of insurance...

Bankruptcy is very limited in what it can do with regard to a bankruptcy. Chapter 13 can stop an eviction if it is filed before a judgment is...

The question is whether or not this debt can be discharged under 11 USC 523(a)(8). Your lawyer may have to file an Adversary Proceeding to have...

I would be very alarmed about the request for login information. That is not standard in preparing a bankruptcy case. Are you dealing with a real...

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It is impossible for us to second-guess the advice of your lawyer. If you want a second opinion, schedule a consultation with another lawyer. ...

You must list all creditors when you file a bankruptcy case. Moreover, you will want to inform Discover and its lawyer of the bankruptcy so they...

If you filed Chapter 13, the answer is likely "no." You must get court or trustee permission to incur debt in most jurisdictions. If you file...

My answer assumes you filed Chapter 7. If you filed Chapter 13, you will be fine. But in a Chapter 7, the Trustee may be able to go after this...

I believe you have a good case for expungement. Get a consultation from 2-3 experienced lawyers. You can find a lawyer here on AVVO in your...

Shop around. Another attorney may take your over your case and convert it to Chapter 7 for less than $2500. That fee is on the high side of...