You have posed a lot of excellent questions. In general, a bankruptcy will not affect a non-filing spouse unless there are joint assets or joint...

Your daughters will likely have the option of continuing your payments as the bankruptcy code permits. It is possible that your attorney has not...

Yes, he can trade in the vehicle and roll the old loan into the new vehicle loan. This is usually a bad idea because the interest rate may be...

It is a scam and a violation of federal law. Don't send any money. But keep the email to preserve your right to sue them should their identity...

Normally, you are stuck with debts acquired after filing Chapter 13. But there may be a way to deal with this. A lender can't obtain a...

Yes, you can stop paying the IRS when you file Chapter 13. That's because you will be paying the taxes in the plan. Check with your attorney for...

If you filed joint tax returns, then the answer is yes. The IRS can and will pursue her. If this is a significant debt, you should consider...

Mr. Caldwell is spot on. Bankruptcy will not discharge restitution or criminal fines. Try to see if you can get a sentence without significant...

I prefer the most recent bill over a credit report. That is because the law requires service of the bankruptcy notice, etc., on the address...

Let your attorney know so he can give you the green light. In most cases, it is not a problem. However, if you make enough income to pay your...