In general, you can do the following with a financed car: 1. Reaffirm the debt and pay it off (terrible idea). 2. Pay it off without reaffirming...

If you do not make payments, your Chapter 13 case will eventually be dismissed. Be persistent in contacting your lawyer. If he is busy, give him...

Student loans are not normally discharged. An Adversary Complaint had to be filed to start the student loan discharge process. Other debts, like...

I agree with my colleague, Mr. Caldwell. As he warned, you will be stuck with this debt. So be careful about how much you borrow. I have sympathy...

Judgments should be added to the case by amendment. However, whether the plan can be modified to treat them is another issue. If you have a plan...

Garnishment can start quickly. You may still be able to file a response. But you need a legal reason to contest it. I would have a debt...

Bankruptcy may be an option, but you should look at contesting the lawsuit first. Many of these debt collection lawsuits involve Plaintiffs that...

I second the opinions of my two colleagues above. Stay far away from debt relief companies. If you don't believe me, just do a search online for...

I see no problem with buying a car for cash if you go that route. If you had the car for 910 days or more, you can repay the value as secured and...

It is a good thing that you did not reaffirm. You owe no money on the car. The bankruptcy discharged your debt. However, the lender gets the...