Will a Chapter 13 trustee or your attorney pull your credit report again when you convert from a Chapter 13 to Chapter 7?
Mario's answer
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Answered on January 16, 2025
No, your credit report will not be pulled. However, if you are in Chapter 13, court permission is required to incur debt. If you fail to get...
Can I transfer my house and property while owning it outright while in litigation but no verdict or judgement is on it yet?
Mario's answer
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Answered on January 16, 2025
Transferring the house can subject you to a fraudulent conveyance lawsuit by the judgment creditor. That is assuming the creditor want to spend...
How to file a complaint?
Mario's answer
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Answered on January 15, 2025
Going after the Trustee is usually a non-starter. The Trustee's only obligation to creditors is to collect nonexempt assets, sell them, and...
What are some of my options and what are the ramifications of declaring bankruptcy?
Mario's answer
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Answered on January 15, 2025
Chapter 7 and Chapter 13 are common options for a personal bankruptcy. Chapter 7 eliminates debts with no payments being required. However,...
My name is the on the deed of our home but not on the note , and want to file a bankruptcy 13 or 7 how does this effect me
Mario's answer
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Answered on January 15, 2025
Your house is an asset of your bankruptcy estate. So it is at risk for being sold by the Trustee in a Chapter 7 case unless it is deemed exempt. ...
I filed a chapter 7 in 2018 can I file again in 2025 or can I file Chapter 13 now . my wages are now being garnished ?
Mario's answer
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Answered on January 14, 2025
You can file Chapter 13 now and receive a discharge. Get an attorney consultation asap so your garnishment can be terminated.
Bankruptcy and unsecured debt judgements
Mario's answer
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Answered on January 14, 2025
Mr. Boyer is spot on. No filings in lien records are necessary. I will add that you should keep a copy of your bankruptcy documents and all...
Can I reopen a Chapter 7 bankruptcy case that was discharged 5 years ago to file an adversary proceeding?
Mario's answer
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Answered on January 14, 2025
In my district, the US Attorney indicated that they will not apply the Guidance to cases reopened solely to discharge student loans. There must be...
I recieved a letter of bankruptcy dismissal ? How do I get them to not dismiss
Mario's answer
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Answered on January 14, 2025
Is your document an actual dismissal with the judge's signature or ir it just a Motion to Dismiss? Do you have a lawyer? Id so, ask your lawyer...
How can a consent judgement be attempted to collect when it was a stipulation agreement for no future collection efforts.
Mario's answer
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Answered on January 14, 2025
The devil is in the details. What does the consent judgment say? Its terms determine what the judgment holder can and can't do. It does not...
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