Judgments should be added to the case by amendment. However, whether the plan can be modified to treat them is another issue. If you have a plan...

Garnishment can start quickly. You may still be able to file a response. But you need a legal reason to contest it. I would have a debt...

Bankruptcy may be an option, but you should look at contesting the lawsuit first. Many of these debt collection lawsuits involve Plaintiffs that...

I second the opinions of my two colleagues above. Stay far away from debt relief companies. If you don't believe me, just do a search online for...

I see no problem with buying a car for cash if you go that route. If you had the car for 910 days or more, you can repay the value as secured and...

It is a good thing that you did not reaffirm. You owe no money on the car. The bankruptcy discharged your debt. However, the lender gets the...

Absolute scam. It has fake case numbers and broken English. Also, email is not permitted as a method of notifying someone of a lawsuit in...

You should see another lawyer. Get 2-3 free consultations this time. That way you can find a lawyer you are comfortable with and who has the...

With Chapter 13 you retain all assets. You will need to resume mortgage payments after you file (on the house in foreclosure). On the house with...

One option is to try to settle the lawsuit. You may be able to get a good deal once the Plaintiff realizes you have little or no assets. Another...