In your situation, bankruptcy may not be necessary. Creditors can't even find you to sue you. Get your housing a and job situation fixed first. ...

Check with your state's DMV. My state has a law where the lien is removed from the title after a certain period of time (10 to 12 years). If that...

The US Trustee is challenging your case as an "abuse" of the bankruptcy system. That does not mean you are doing anything wrong. "Abuse" just...

It sounds like the lender sued you. Did you co-sign this loan? If so, you are on the hook for repayment. The best thing to do is get a...

Check with a Washington attorney about this. You live in a community property state where a spouse who did not sign for a debt can nonetheless be...

If your name is not on the debt, you are not liable. Stop paying. You can't afford food or heat and you are throwing money away by paying the...

Let your attorney know about the vehicle. It should have no effect on your case. Give the attorney the make, model, mileage and cost of the vehicle.

Yes, a Chapter 13 can stop the repo. You will have to resume full monthly payments oone you file. Any arrears (missed payments) which happend...

Find out who closed your loan (closing attorney or title company) and call them tomorrow. Tell then what is happening ad request their assistance....

Yes, you should participate in the status conference if you are representing yourself. I recommend contacing Legal Aid in your area so you can get...