I have a SBA loan that put a lien on our personal property. Can I refinance and/or apply for another ?
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Answered on February 22, 2025
I am sending you to real estate. Maybe a closing attorney in your state has a different perspective on this than I do. I do not see why you can't...
Should I dismiss my chapter 13 and go with a debt mangement plan instead?
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Answered on February 22, 2025
Dismissing your case to go to a debt settlement agency is a terrible idea. There are mountains of complaints about these sketchy outfits. ...
After I met with the creditors and my bankruptcy has been filed, can I add non preexisting debt like an apartment contract?
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Answered on February 22, 2025
Go back to the apartment complex and get more specifics on this letter. Who should it be from and what should it include?
Hi I have a chapter13 about to be dismissed in a few days what can I do to not let my car get repoed?
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Answered on February 22, 2025
You may be able to refile, but you need regular income to qualify and make the case work. Unemployment comp. my not be enough to do that. Get a...
I received a letter chapter 7 bankruptcy court saying case closed without Discharge is there something I can do
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Answered on February 21, 2025
You can reopen your case to file a Financial Management Certificate. There will be a reopening fee and you have to take the course. Take the...
Can I sue Walmart for having my car repossessed in their parking lot while I was inside the store?
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Answered on February 21, 2025
What does Wal-Mart have to do with your repo.? I presume the finance company repossessed your car. I do not see how Wal-Mart could be liable....
What do I do if a creditor violates automatic stay for ch 7?
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Answered on February 21, 2025
Now you are probably learning that going pre se has its pitfalls. How much is the refund? Is the seizure of the refund a "set-off" not even...
If we lose an adversary proceeding in bankruptcy court for a recent business loan how will we be forced to repay?
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Answered on February 20, 2025
It looks like you have some facts which hurt your case (overvaluing assets) and which help your case (the bank's review of financials and bank...
Is bankruptcy an option if I have debt (Credit cards, no loans) no assets and my only income is SSI?
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Answered on February 20, 2025
It is an option. However, you may not even need to file. If your only income is SSI, creditors can't touch it. If you have no significant assets,...
Can a settlement payment in 2025 be applied to a bankruptcy chapter 7 from 2016 for a medical issue that occurred in 2009–2010?
Mario's answer
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Answered on February 20, 2025
Yes, this may well be an asset of your bankruptcy estate. That is because the injury arose before the filing of your case. However, this issue is...
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