You may not need a bankruptcy given that Social Security income can't be garnished and that you seemingly have no assets. It is best to get a free...

What do you have for job prospects? If the future looks good, you may want to hold off on filing. Your debt may not appear to be insurmountable...

The devil is in the details. It depends on the value of your assets, and the allowed exemption amounts. You also have to consider all property,...

Did you take a copy of your bankruptcy to the DMV to review? They may not have the bankruptcy in their computer system. Get an in person...

You should be able to defend the garnishment on the grounds that the debt was paid. However, there are time limits to file an answer. I recommend...

I do not believe you can avoid liability on the card because of a typo on your middle initial. You ratified the contract by using the card and...

In Chapter 13 you keep all assets. However, you will be required to resume mortgage payments as soon as you fille. Any missed mortgage payments...

You can refile, but it will be up to the lender to allow you to keep the car. Title pawn lenders are not bound to bankruptcy cases where there has...

You should take the letter to a collections defense lawyer. The lawyer will need to review it to see what your rights are. A consultation should...

Do you have proof that the bill was $400? Is there something in writing like an invoice or email? That will help with this problem. If you don't...