Yes, you can discharge it in bankruptcy. Be sure to schedule a free consultation with a local bankruptcy lawyer.

Get an appointment with a bankruptcy lawyer first. Have the lawyer give you a free consultation to see if bankruptcy is a fit. Sometimes, it is...

No. The automatic stay and eventual discharge injunction prevents that. You are stuck with the lease.

I doubt the Trustee would try to recover it. The amount is too small to administer. But be sure to disclose it in your paperwork when you file.

They can't just ask for the money to be returned. They need a legal reason to request it. Are they claiming you did not do the work? It would be...

The lien will remain on your property until the house is sold or refinanced. In the meantime, it will continue to increase in the amount owed due...

No, you are not. You may want to contact a debt collections defense lawyer for a consultation. They may be able to negotiate a better deal for you.

Mr. Caldwell is 100% right. Talk to your attorney and find a way to make the payments. Get a part-time job or two if necessary. Are you required...

Yes, you can file after the loan has matured. You generally have to pay the entire loan balance in the Chapter 13. That can make the plan payment...

There is no tax on debt discharged in a bankruptcy case. You may not need an attorney, but you will need an experienced tax preparer or CPA. If...