This sounds like a complex, high-end case. It is time to run this by a lawyer. Be sure the lawyer mostly handles bankruptcy cases. Use the...

Bankruptcy may be the best option, especially if you have other debt. A bankruptcy will stop the garnishment. Also, you may be able to recover...

The answer is "yes" due to a concept called offsetting. An offset is not viewed as the collection of a debt, even though it is exactly that. Why...

You may be fine as long as you have the money to resume mortgage payments and pay the plan payments. Get 2-3 free consultations from experienced...

In your situation, bankruptcy may not be necessary. Creditors can't even find you to sue you. Get your housing a and job situation fixed first. ...

Check with your state's DMV. My state has a law where the lien is removed from the title after a certain period of time (10 to 12 years). If that...

The US Trustee is challenging your case as an "abuse" of the bankruptcy system. That does not mean you are doing anything wrong. "Abuse" just...

It sounds like the lender sued you. Did you co-sign this loan? If so, you are on the hook for repayment. The best thing to do is get a...

Check with a Washington attorney about this. You live in a community property state where a spouse who did not sign for a debt can nonetheless be...

If your name is not on the debt, you are not liable. Stop paying. You can't afford food or heat and you are throwing money away by paying the...