Should I remove myself from my son's bank account before filing bankruptcy or list it as an asset to protect it with exemptions?
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Answered on April 11, 2025
Normally, it is a bad idea to transfer an asset before a bankruptcy. But I believe you can remove your name as long as you disclose the...
Confused on 10% allowed for claim payment vs 100% claimed.
Mario's answer
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Answered on April 11, 2025
Based on your income when you filed, a Chapter 13 plan must run a minimum of 36 or 60 months. Your confirmed plan will say whether you have a 36...
How can I resolve my civil issue?
Mario's answer
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Answered on April 11, 2025
Are you using a debt settlement outfit instead of a real law firm? If so, that explains the issues you are having. If you can't pay your debt, go...
If my sister and I are listed on the title of a vehicle and I have to file banruptcy, will the car be taken from her?
Mario's answer
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Answered on April 10, 2025
If the payments continue to be made, you may be able to keep the car. Another factor is whether the car has equity, and if that equity is under...
How can I get more time to repay a dept after a lawsuit has been filed?
Mario's answer
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Answered on April 10, 2025
You should file an Answer to the Complaint within the time required. That will likely give you more than the 90 days you need while preventing a...
I received a text from a lawyer named Laura berg with a pending court case. I have to call an 833 ph# to get details should I?
Mario's answer
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Answered on April 09, 2025
This is a likely scam. Normally, lawyers do not text defendants about a case in order to collect payment. The case number is a likely fake also. ...
If one of my tenants files for bankruptcy, does that impact the other tenants' payments?
Mario's answer
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Answered on April 09, 2025
No, rent must be paid during a Chapter 7 or Chapter 13 case. If it is not paid, the court will allow the landlord to pursue eviction upon the...
Debt consolidation?
Mario's answer
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Answered on April 08, 2025
Check with the company doing the debt consolidation and ask it if the WF furniture debt is included. Sometimes these programs do not include...
Senior 90 years old cannot pay my debts after husband passed and i do not get any ss check because we were only married 7 years
Mario's answer
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Answered on April 08, 2025
Check with legal aid in your area. An internet search should locate a legal aid office near you. You did not mention if you own a house. That...
Is there a statute of limitations on a second mortgage after Chapter 7 bankruptcy?
Mario's answer
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Answered on April 08, 2025
Bankruptcy does not remove the lien. However, state law may provide for the expiration of the lien. In my state, a security deed lien is no...
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