Check with legal aid in your area. An internet search should locate a legal aid office near you. You did not mention if you own a house. That...

Bankruptcy does not remove the lien. However, state law may provide for the expiration of the lien. In my state, a security deed lien is no...

Take a look at the interest rate on your contract. After you recover from the shock, go to an online amortization calculator and run the numbers. ...

As you shop, you should weight the attorney's experience and knowledge against the price. Going cheap can cost you big if you pick the wrong...

First, you need to truthfully disclose all information in your bankruptcy documents, should you file. Having an attorney will go a long way toward...

There are a couple of ways to check on this. One- call your lawyer. He can tell you fairly quickly. Two- Register for PACER online. Once you...

I would not give too much consideration to credit scores. Credit scores are for getting into debt. If your goal is to pay off the house, then it...

You should call customer service until you find someone with a clue. Apparently, they do not have it in their system that the car is wrecked. So...

You will not get in trouble, but you will make your case much more difficult. I recommend finding a job before you quit. Otherwise, you are...

Sometimes, they call a person who has the same or a similar name as their customer. That could be the case here. Or maybe their account holder had...