Settlement companies are not lawyers and they will not represent you in court. They can contact the creditor though. However, many debt...

I would keep them permanently. You never know when a prospective lender, employer, etc. will want to see these documents.

Grand theft allegations are unfounded unless you are hiding the car. Even then, it still may not be theft depending on state law. I too am...

If you are serious, you need to hire a creditor's rights lawyer. The trustee and debtor's attorney do not represent you. So if you want to dig...

If you are " looking for someone who understands strategic bankruptcy planning," you will need to find a lawyer with extensive bankruptcy...

I doubt anyone will take the case for that amount because the filing and course fees come up to nearly $400. So the attorney would only be...

You are in a predicament because filing Chapter 13 would be an option if you had regular income. In a Chapter 13, you can pay the remaining debt...

Asking those questions shows you are in way over your head. Debtor exams are a sign of big trouble for a case. You really need to get 2-3 free...

There is no way to tell if the lender will sue or not. If payday loans are illegal in your state as you claim, then they may just limit...

Are you in law school or attending a college with a law school? If so, seek out the ethics professor and get some insight as to how the bar may...