There is no incentive for the lender to agree to take less money over the term of the loan. They may do something for you so it is always worth an...

If you pledge your vehicle as collateral for a loan, the loan would have to be paid off to keep the vehicle. So if you file Chapter 7, you will...

You may need to document the expenses. So have the dentist give you a written estimate. Make a list of all medications you use and their costs. ...

Talk to a collections defense lawyer asap. If the case is dismissed, that is good for you. As for convincing the court you can not afford the...

As a general rule, compliance with post-judgment discovery is required. The consequences for no-compliance include paying the Plaintiff's...

I am sending you to litigation. You will need a foreclosure defense lawyer. They sue banks all the time.

I agree with Mr. Gelberg. This conduct is unacceptable for a lawyer. That is, assuming you are dealing with a lawyer. Sometimes scammers make...

You could look at a Chapter 13, but the payment may be too high. Chapter 13 requires the debts be paid in 60 months. The better option may be to...

Take a second look at bankruptcy. The DOJ issued a guidance memo making it much easier to discharge student loans. The Trump administration could...

If you are asking about the all caps bankruptcy language, they put that in every letter. So if your grandma did not file a bankruptcy after buying...