Why would a lawyer recommend chapter 13 with ATLEAST 7 payday loans, medical debt, past due car payment, etc? Very high interest
Mario's answer
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Answered on July 27, 2025
Your question can't be answered in this forum because we did not sit in on your consultation. If you want to keep the car, and you are at risk of...
Is my Child Tax Credit or Earned Income Tax Credit exempt in my chapter 7 bankruptcy in California?
Mario's answer
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Answered on July 27, 2025
Check with Legal Aid in your area. They may be able to have an attorney assist you with the refund exemptions. I am sorry to hear the attorney...
Can i file chapter7 bankruptcy individually if I filed 3 years ago jointly?
Mario's answer
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Answered on July 26, 2025
You are only permitted one Chapter 7 discharge every 8 years, regardless of filing jointly. However, you can file Chapter 13 even if you are not...
Can I purchase a house even though I have a deficiency judgment against me ?
Mario's answer
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Answered on July 25, 2025
The answer is...maybe. If the judgment is on your credit report, that could prevent loan approval. But if the judgment fell off your credit...
I called the creditor to have my car repoed. I gave them exact address and directions. Why didn't they come?
Mario's answer
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Answered on July 25, 2025
They do not want the car. It's an 09 Versa. See if you can tow the car to the lender. If that is not an option, then check your storage contact....
Can she amend her bankruptcy layer to add us if we sue her?
Mario's answer
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Answered on July 25, 2025
If she is in bankruptcy, you can't take any action to collect the debt. This means no letters, text, calls, lawsuits, not even a mention at...
Can you file for bankruptcy if you have irs tax debt?
Mario's answer
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Answered on July 25, 2025
Yes, you can file. Not only that, but some of your tax debt may be dischargeable if it is old enough. The worst case is none of it is...
A friend of mine got Garnished but was never served, what can she do to get due process ?
Mario's answer
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Answered on July 25, 2025
Have her see a debt collection defense attorney to review the service documents in the underlying lawsuit. If service is deficient, the case (and...
My 2006 Buick Lacrossewas repossessed in 2011/12 and I cant get a copy of the repo report from CapitalOne?
Mario's answer
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Answered on July 25, 2025
Go through your documents and see if you have a letter that references the repossession. If you are not successful, see if your DMV has a form to...
What are the steps I should take when my home is deemed unlivable and condemned?
Mario's answer
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Answered on July 23, 2025
Have you considered a sale? You may be able to get something for the lot. If the property does not sell for enough to pay off the mortgage, then a...
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