Garnishments are difficult to defeat in court. Your situation sounds dire enough to consider filing a Chapter 7 or 13 case. If your income is low...

Once your case is dismissed, the Trustee is relieved from its duties under the Bankruptcy Code. Also, your attorney is no longer your attorney in...

If you are married as defined by the laws of your state, you can file a joint bankruptcy petition. Many states no longer recognize common law...

The Trustee may be able to recover everything you paid them in the year prior to your bankruptcy filing. The Trustee may claim the payments are a...

The worst that will happen is you get sued on the debt. Then the creditor might pursue garnishment of your wages or bank account. It all depends...

That is a significant debt. They are more than likely going to sue. If you have overwhelming debt, it is time to consider a Chapter 7 or 13...

You can contact the lender' counsel and see if they will allow you to reinstate the payment plan. Another option is to look at filing Chapter 7 or...

The best thing to do is to see a debt collections defense lawyer for a consultation (which should be free or inexpensive). Many times, people have...

Take a look at your car contract. Look at the default provisions and the payment due dates. Keep in mind that a grace period is not the same as a...

If you own a house, it could be at risk of losing it to a Trustee's sale in Chapter 7. It will depend on ho much equity is in the house. So get...