Chapter 11 vs 13. Does a 13 have to put forth a plan to pay 100% over time. Can it suggest a hair cut?

A Chapter 13 plan can pay as little as $0 on your unsecured debts while eliminating them. This will depend on your income and assets. If you have...

Can a Bank Foreclose if You've Paid Your Mortgage on Time and Abided By Contract Agreements

Something here is amiss. Was the foreclosure under the name of the prior owner a mistake? Who foreclosed? Your bank or the prior owner's bank? ...

My Dad owns a commercial property in NYC and the bank called his note. Can I transfer deed by paying off the note? What steps?

You should have your father execute the deed to you before making the payoff. Check with the courthouse where deeds are recorded and inquire about...

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What do I do if my lender will not listen to me as to how I nor my bank has any proof of a certain check they may have sent

Is this a missing payment question? If so, you can cancel the check and resubmit the payment. That should clear up the issue. Did the bank send...

I'd like to know if the plaintiffs ( Wells Fargo bank) lawyers pulled a sneaky tactic?

It is a good idea to get a consultation with a lawyer to see what your rights are. Do you want to keep the house? Also, can the lender get a...

I had a chapter 7 bankruptcy discharged in January 2013. There was a second mortgage showing as a lien - how can I remove that?

If you do not want the property, your best option is a short-sale. The good news is that your debt on the 2nd mortgage was discharged in your Ch....

Foreclosure check issued

If his name is on the check, he must sign it in order for you to deposit it. The only other option is to see if the lender will cancel the check...

I have a house that goes into foreclosure in 4 days. Should I deed in lieu of foreclosure?

More information is needed to answer your question. Check with a bankruptcy attorney as well as real estate attorney today. Make the appointments...

7 months after my mortgage co sent me a resolved with case number, I am still getting "avoid foreclosure" letters. Can I sue?

Confirm that the foreclosure has taken place with the court in the county where the property is located. You may be able to check real estate...

What happens when a foreclosure happens?

The good news is the foreclosure does not affect your credit. The bad news is the lender will put everyone out of the house once foreclosed. You...