Questions answered by Mario Lee Adkins

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I had a first mortgage that was foreclosed last year.

Mario's answer | Answered on October 06, 2015

The settlement amount is too high. Wait longer and the amount will drop. If you can get 5k together, offer them that. Make sure you actually...

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How do I prevent foreclosure of my property?

Mario's answer | Answered on October 04, 2015

Even though the Tide crushed the Dawgs, here are some tips. Call your lender and ask for a "reinstatement" figure. Also, ask for a deadline to...

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How do I file the certificate of service? I do not see the form on the Western WA Bankruptcy Website

Mario's answer | Answered on October 04, 2015

If you are filing an Adversary, you should seriously consider hiring an attorney. This is just the beginning of complex rules and procedures you...

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If somw one files a RICO civil case aainst me, and I file chapter 13, does the stay also protect me as a conservator of

Mario's answer | Answered on October 03, 2015

The Ch. 13 will stop the civil lawsuit. Be sure to get a consultation with an experienced bankruptcy attorney as there could be other issues.

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I need help responding to a summons & complaint letter re: pending foreclosure of a property.

Mario's answer | Answered on October 02, 2015

You definitely want to schedule an immediate consultation with a lawyer in NJ. Make sure the lawyer has experience in dealing with reverse...

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I have a question regarding a possible settlement payoff of a mortgage that is in foreclosure after losing at the trial.

Mario's answer | Answered on September 30, 2015

You can short-sale the property or try for a settlement. You will need a lump sum of money in hand before even trying a settlement. If you tell...

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How long do you have to wait to file a Chapter 7 after my Chapter 13 is dismissed for "failure to prosecute."

Mario's answer | Answered on September 30, 2015

Check with at least two other lawyers. Almost all bankruptcy lawyers will give a free consultation with a quote. It is important to hire a...

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My house was included in my Chapter. 7 however, I applied for Hamp and am now a year into the program with all payments being...

Mario's answer | Answered on September 20, 2015

In general, increasing debt on your home to pay off an unsecured debt (student loan) is a bad idea. The student loan should be kept separate. ...

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Can I get insurance money from total car in chapter13.

Mario's answer | Answered on September 20, 2015

You may be able to use all of the insurance money to acquire another car. Ask your lawyer about a Motion to Substitute Collateral. The lender on...

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What happens to my possessions in my condo after bank foreclosure?

Mario's answer | Answered on September 17, 2015

You will want to clear your possessions out of the condo before they evict you. Otherwise, you will have a mess on your hands and you may not be...

Mario Lee Adkins's Answers (4370)

I had a first mortgage that was foreclosed last year.

How do I prevent foreclosure of my property?

How do I file the certificate of service? I do not see the form on the Western WA Bankruptcy Website

If somw one files a RICO civil case aainst me, and I file chapter 13, does the stay also protect me as a conservator of

I need help responding to a summons & complaint letter re: pending foreclosure of a property.

I have a question regarding a possible settlement payoff of a mortgage that is in foreclosure after losing at the trial.

How long do you have to wait to file a Chapter 7 after my Chapter 13 is dismissed for "failure to prosecute."

My house was included in my Chapter. 7 however, I applied for Hamp and am now a year into the program with all payments being...

Can I get insurance money from total car in chapter13.

What happens to my possessions in my condo after bank foreclosure?