My daughter truck 2010 was never picked up after chapter7 it been 3-4 years. she dont care but i would like to know what can or?
Mario's answer
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Answered on September 27, 2025
The lender appears not to be interested in the vehicle. Drive it until they come for it. Keep insurance on it. You may even be able to apply for...
Yes, I’m in United settlement. Debt Relief will they pay my bills after I pay them?
Mario's answer
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Answered on September 26, 2025
I am not sure about this outfit, but most debt settlement companies do a poor or incomplete job. Also, creditors do not have to work with them and...
Can I find a seven chapter 7 or chapter 13 and still keep the truck I just bought two months ago
Mario's answer
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Answered on September 26, 2025
The answer is yes for Chapter 7 as long as you continue making the truck payments. For Chapter 13, the answer is still yes as long as the plan...
Lienholder is threatening to sue me over a totaled vehicle they refuse to repossess
Mario's answer
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Answered on September 26, 2025
The lender does not have to repossess the car. The contract you signed gives them a variety of remedies upon default. One of those remedies is to...
Am i judgement proof??
Mario's answer
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Answered on September 25, 2025
You may be judgment proof. Given the low income, bankruptcy may be a consideration. The only way to tell is to get a free consultation with a...
Do I have any recourse for the following situation?
Mario's answer
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Answered on September 25, 2025
Tell the attorney to reach out to the creditor to extend the date. Either your attorney or the lender's attorney was late in getting the agreement...
Do I have any recourse regarding credit unions mistake on appraised value?
Mario's answer
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Answered on September 25, 2025
Before you pursue another loan, get some consultations about filing bankruptcy. Get 2-3 free consultations. Be careful about filing Chapter 7. ...
If a portion of a home is in a trust, can one of the people listed on the deed file bankruptcy?
Mario's answer
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Answered on September 25, 2025
This is not an easy question. A lawyer needs to review the deeds and the trust to give you and answer. You do not want to lose your house or...
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I filed Bankruptcy many years ago and was told by my attorney do not reaffirm
Mario's answer
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Answered on September 24, 2025
I agree with Mr. Mann. I counsel clients against reaffirming a mortgage (and just about everything else). Here is what you can do. Have your...
Is it unusual for a motion for default not to be automatically granted if no response from defendant?
Mario's answer
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Answered on September 24, 2025
Many judges do not willy nilly grant default judgments. They have a duty to review the complaint and see if the complaint is legally grounded. In...
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