Archived
Can I be evicted for non-payment of rent if my property management accepted my late rent payment the month before?
Mario's answer
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Answered on January 20, 2019
Talk to a landlord-tenant attorney in NJ. In general, the landlord can insist on timely payment of rent. The lease may have a "time is of the...
Archived
Can I trade my car in under chapter 13?
Mario's answer
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Answered on January 20, 2019
If you want to finance a car purchase and do a trade-in you will likely need court or Trustee permission. Keep in mind that if you do a trade-in,...
Archived
I am a landlord and am owed $10,000 today for breach of contract. Say the statute of limitation for BOC is 4 years.
Mario's answer
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Answered on January 20, 2019
The answer is dependent on a number of factors. Was the case Chapter 13 or 7? If the case was a 13, is it still pending? If it was a Chapter 7,...
Archived
Can I sue my bankruptcy lawyer my 13 wasn't confirmed now he taking my 3500for his fees?
Mario's answer
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Answered on January 06, 2019
You likely signed a contract with him that provides for a fee. Anything you pay to the Trustee is applied to the attorney's fee. The dismissal...
Archived
Is it legal for lender to send me offer on a loan modification for $100k more than what I owe, with higher interest?
Mario's answer
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Answered on January 06, 2019
Get a breakdown from the lender. They should be able to itemize all the principal, interest and fees due.
Archived
I filled a chapter 7 bankruptcy about 7 months ago, Did not include the car, can i get rid of it without effecting my credit now
Mario's answer
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Answered on January 06, 2019
If you listed the car creditor in your bankruptcy papers, it is discharged. Check Schedule D, it should be there. If the debt is not listed, then...
Archived
What can I do??
Mario's answer
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Answered on January 06, 2019
You should call the insurance department at Shellpoint to straighten this out. This will not be easy and you may have to call multiple times...
Archived
Should I file bankruptsy
Mario's answer
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Answered on January 06, 2019
The best idea is to get at least 2-3 consultations from bankruptcy attorneys in your area. Your income may well be exempt form garnishment;...
Archived
Is there a clause in chapter seven bankruptcy, that does allow you to write off
student loans?
?
Mario's answer
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Answered on January 05, 2019
Discharging student loans in bankruptcy is difficult and expensive. Another avenue is to contact the US Department of Education. They have...
Archived
Anyway to get mortgage lender to begin foreclosure process on condo three years later after Chapter 7 discharge of the mortgage?
Mario's answer
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Answered on January 05, 2019
You can't force them to foreclose. Moreover, you are on the hook for condo fees coming due after the filing date of your Ch. 7. Unfortunately,...
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