If I file bankruptcy chapter 7 and I have a car with a co-signer, will my bankruptcy affect him and the car be taken away ?

It does not affect the co-signer unless payments are late or the car is repossessed. Late payments will ding a credit score. A repo. will...

Can a seller give money to the buyer from his profits of the sale to help the buyer's down payment?

No. Doing so can land you in hot water. You can pay closing costs. Also, you can ask the lender about gift assistance. Make sure any lender...

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What happens if a bank writes off a vehicle loan but never actually picked up the vehicle? It's been a year and a half already.

In some states, you can apply for the title if the vehicle or loan is old enough. Check with a lawyer in NM to see if it has such a law.

How willing are Banks to do an agreement to rent or negotiate a loan to former owner after buying your house in foreclosure?

Get to a real estate broker experienced in foreclosures to help you. Also, you will need to see if you can qualify for a loan. It is unlikely...

I have an older model car which i paid off. This car was excluded from my chapter 13 filing and I made full payments. ?

Likely not. In most districts court permission is required to sell assets. Talk to your lawyer for guidance or you may end up with the Trustee...

Can a mortgage company sue me after foreclosure action?

Your mortgage company can't sue. The automatic stay prevents that. Also, a lender must go through a number of steps here in Georgia to get a...

How can my cell phone provider put the amount owed on the phone themselves into collections if the bill is not in arrears?

Did you file Ch. 7, or was it joint with your wife? Is the bill joint with your wife? I never heard of a creditor putting a current bill in...

I opened a jewelry account for 4k while in chapter 13 what are the chances that my trustee finds out? I am in Mississippi

The good news is that Ch. 13 of the bankruptcy code does not require court permission to incur debt. The bad news is no one follows the code on...

What are my options if my bankruptcy attorney under funded my repayment plan and my plan should've been over in January?

Contact your attorney about your options. You may be able to pay the amount due over a period of months. If you are at the end of your case, some...

Disclose it to your attorney before the 341 hearing! He may need to amend your documents to list and exempt the worker's comp case. It is...