Do I have to start all over again to convert from chapter 7 to 13 with a new attorney?
What is the cost to convert?
Mario's answer
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Answered on July 25, 2019
You should get a consultation with a couple of attorneys in your area. If you have an Adversary, you will need good. experienced advice on what to...
Should I file bankruptcy Chapter 7 or 13 in Hawaii?
Mario's answer
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Answered on July 25, 2019
Chapter 7 is usually best. The fact that Ch. 13 falls off your credit report sooner is of little or no benefit. If you keep your credit clean (no...
Archived
Is there anything that I can do to stay in the home?
Mario's answer
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Answered on July 25, 2019
It may be too late, but consult either a foreclosure or bankruptcy attorney in Las Vegas. That way you will know for sure. In the future, don't...
Archived
My husband and I filed a chapter 7 in2010 and it discharged. Can my HELOC bill me?
Mario's answer
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Answered on July 24, 2019
A HELOC typically has a deed to secure debt against your property. This means they can still foreclose on the property for non-payment even though...
Archived
I file chapter 13 and see signed a reaffirmation agreement. The car is paid off thru the credit union. They want relief the titl
Mario's answer
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Answered on July 24, 2019
Do you mean Chapter 7? If you signed the reaffirmation, then the Motion for Relief could be related to missed payments or lack of insurance. ...
Archived
Can any bankruptcy guru please confirm this?
Mario's answer
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Answered on July 24, 2019
Check with an attorney experienced in FDCPA litigation. They will have a better knowledge than most bankruptcy attorneys on suing under that law. ...
Archived
Trying to keep house in Georgia bankruptcy Ch 7
Mario's answer
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Answered on July 24, 2019
The code section you cite applies only to monetary assistance or hospital care. I don't see how it apples to exempt a home in Georgia. Exemptions...
Gap in the chain of title prior to assignment of deed of trust causes the assignment and assigned deeds to be void as well.
Mario's answer
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Answered on July 24, 2019
Not necessarily. The chain of assignments can be fixed with a "corrective assignment." Don't fall for scam artists who claim you can get out of a...
My motion to substitute collateral was granted can I use the insurance proceeds to purchase a luxury car?
Mario's answer
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Answered on July 24, 2019
If the proposed vehicle is similar to the wrecked vehicle, the Trustee may be okay with the Motion. Also, you will want the finance company on the...
My question is how long into the chapter 7 process should I wait to file my motion to redeem?
Mario's answer
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Answered on July 22, 2019
Look up the book value of the car on Kelly, Edmunds or some other site. Then ask yourself if you have the cash to pay for the entire value of the...
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