Below median income. Plan was for 5 years but 3 year commitment. Do I have to pay the remaining 2 years to unsecured debts?

It depends on your confirmed plan, and any subsequent orders in the case. If you have a 0% plan, and no orders require payments to unsecured...

Hello my name is Scott and my question is Am I entitled to any surplus funds which was $36,000 more than loan,so $ is there?

Do you have a second mortgage or home equity line? If so, they will share in the proceeds. It would be a good idea to talk to an experience...

Can I claim child support for 13 years ago?

To be successful, you will need the services of an attorney practicing in the area of child support collections. Do not rely on the State to...

How to handle a non-filers debt?

1. The only way to keep creditors from coming after your spouse is to pay all co-signed debts in full at under the plan. Secured debts (the car)...

Check with an super-experienced bankruptcy lawyer in Minnesota. The law of exemptions is complex and requires thoughtful analysis. Don't trust...

What happens if you file for chapter 13 and do not complete the filing process while in foreclosure

They will likely re-start the foreclosure again. You can re-file Chapter 13 if you have a change in circumstances which will make the new case work.

Can bank forclose and kick us out mid winter if we have small children

They can evict you on Christmas Eve if they time it right. Then time to act is now. You have several options, including: 1. Go to a HUD...

Bankruptcy ? Regarding surrendering a vehicle

Here are your options: 1. If it still runs, why not drive it until the wheels fall off? Sure you can't sell it, but you would likely get very...

Can a debt collector make you sign a new consent judgement and charge you court fees if you have already signed one?

It sounds fishy. Go to the courthouse and check the docket of the case to see if there is a consent judgment in the file. It will be signed by...

Oregon bankruptcy chapter 7 and rental contract?

I don't see how you will have a problem if you are current on your rent. Just make sure you make on-time rental payments and you should be fine.