We had a foreclosure auction scheduled for 12/27. We paid reinstatement and lender cancelled auction. Amount was wrong ?
Mario's answer
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Answered on December 21, 2019
You may have to sue and seek an injunction to stop the sale. Their negligence in giving you the wrong amount, taking the funds and then resuming...
Archived
I have a tax levy ?
Mario's answer
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Answered on December 21, 2019
If you have an attorney, ask him about it. If the tax is for a tax year after you filed, you may not be able to include it in the case. Another...
Foreclosure: new loan servicer not registered to do business in state?
Mario's answer
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Answered on December 15, 2019
Call your prior loan servicer and ask them to verify the sale of the loan to the new servicer. Then demand the new servicer send you a payment...
While mortgage company ( Chase) allow me to quit claim the deed of my deceased mother over to me.
Do they have to allow this.
Mario's answer
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Answered on December 15, 2019
The estate can deed the condo to you. Under federal law, the lender cannot foreclose because of a deed from an estate to a beneficiary. You will...
Can I surrender car to my lender now that my chapter 13 has been discharged?
Mario's answer
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Answered on December 15, 2019
Is your case still pending? If so, you may be able to modify your plan to surrender the car and treat the deficiency as unsecured. However, many...
What to do when house is under tax sale? Unpaid sewer charge and last date exceeded
Mario's answer
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Answered on December 15, 2019
You may be limited to filing a Chapter 13 bankruptcy to stop the sale. You will need to meet a local attorney right away or you may find yourself...
In a more simple term, what is
MOTION FOR LEAVE TO FILE?
Mario's answer
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Answered on December 15, 2019
They are asking the court for permission to amend the complaint. Now would be a good time to get an in person consultation with an experience IL...
Archived
How much of a retainer fee will it cost me?
Mario's answer
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Answered on December 14, 2019
It is a real mess. I suggest contacting a free, non-profit housing counseling agency. You can find them in your area listed on the Dept. of HUD's...
Archived
My house was foreclosed in 2014 in the state of Texas and the bank is still asking me to pay a portion of the loan.
Mario's answer
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Answered on December 14, 2019
It does not make sense for the bank to request contractual payments if they foreclosed. The question is whether there is a deficiency debt. If...
Archived
Can my mortgage lender force me to complete a mitigation application if my loan is current?
Mario's answer
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Answered on December 14, 2019
I don't believe they can compel submission of the application. My question is why are they asking for it? Do they still show you as delinquent? ...
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