You should be careful here. The Trustee could attack the loan repayment as a preference or fraudulent conveyance. A lump sum repayment will...

I agree with Mr. Burbank. Do anything possible to avoid filing. Some people file bankruptcy prematurely. That is because many creditors will go...

It is good. With prejudice means that it can't be filed again in the future. Also, your Chapter 7 discharge will wipe out the debt.

We need more information to answer your question. Is this regarding a mortgage on property? A judgment?

One consideration is the amount of your judgment. Adversary proceedings can be expensive. You could be wasting good money for a noncollectable...

They can still list late payments on the credit report, but you want to make sure the settlement info. is also on your report.

The estate may be responsible if there is a valid, legal deficiency debt. Most of the time there is not. If the estate has little or no assets,...

Mr. Berkus nailed it. Bankruptcy does not require listing imputed income. You have to list your actual income and your actual expenses. If you...

That is established by the By-laws or Covenants of the Association ( as amended). Copies of theses should be available from the HOA. Ask them...

Missing Creditor Bankruptcy ?

You have asked a bunch of questions about your case. I urge you to reach out to an attorney. Most will give a free consultation.