Is it wise to buy a car from someone in bankruptcy? The title will not be free and clear for the next three years.
Mario's answer
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Answered on June 05, 2020
It is okay to buy a car in bankruptcy and you should get the title upon closing of the sale (not in 3 years). A formal Motion to Sell the vehicle...
Will bankruptcy discharge recent credit card I took, invested in stock market and lost?
Mario's answer
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Answered on June 05, 2020
I agree with Ms. Montare. Many factors go into whether you will be able to discharge the debt. If the amount borrowed is small, creditors may...
Can I file for bankruptcy and keep my home and mortgage? My debt is credit cards in the amount of approximately $34,000
Mario's answer
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Answered on June 05, 2020
The answer is...maybe. If you keep making your mortgage payments and if you have no equity in the house above your exemption amount for Tennessee,...
Can I have someone review my paperwork before I file for chapter 7?
Mario's answer
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Answered on June 02, 2020
You can seek an attorney to review the documents, but they will not be of any assistance if any follow-up work is needed. Also, many attorneys...
How can I get my attorney to explain what is going on with my case?
Mario's answer
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Answered on June 02, 2020
If he will not give you an appointment, you can call the State Bar and have them contact him. That should get his attention. Otherwise, you may...
Archived
What expenses trustee will use to do mean test?
Mario's answer
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Answered on June 01, 2020
Ahh, the dreaded means test. If your income is less than the median income for your family size, then you don't have to "take" the means test. ...
Hello, how do I add a sibling to my mortgage or deed?
Mario's answer
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Answered on June 01, 2020
See an attorney about drafting a deed, but keep in mind that this may violate the "due on sale clause" of the mortgage. That clause in your...
Archived
How do you get a mortgage company/bank to answer your inquiries?
Mario's answer
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Answered on June 01, 2020
You must send either a "Qualified Written Request" or a "Notice of Error." This is a letter which you send to pose your question. Your statement...
What happens to self storage unit after bankruptcy discharge?
Mario's answer
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Answered on May 26, 2020
I agree with Mr. Harrell and Mr. Williams. I will add that Georgia law requires the giving of certain notices before the contents of the unit can...
If I have no disposable income but some nonexempt assets can I file chapter 13 bankruptcy?
Mario's answer
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Answered on May 26, 2020
You can always file a Chapter 13 if you meet the income, debt level and other qualifications. A Chapter 13 will protect non-exempt assets. Given...
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