You are in a difficult situation because Chapter 7 may not be palatable. In Illinois, the equity exemption is only 15k (30k if married). So you...

I concur with Mr. Feraru's opinion. I will add that you should consider not filing at all. Creditors can't do much to you over in Europe. I...

The attorneys above are correct. A divorce decree does not relieve you from liability for the debt. The lender is not a party to the divorce, so...

It is either 7 or 20 years after the maturity of the security deed. The limitations period depends on the language in the security deed. For...

Your friend is wrong. Mortgage arrears are in the top class of creditors and will get paid first along with other secured debt. As for interest...

The new collection agency is bound by the statute of limitations. So the debt will remain stale and they can't put it on your credit report. ...

What is the next step?

Your sister and mother could be sued and maybe have their licenses suspended. The best thing to do is offer a settlement to the other driver's...

Need to file Bankruptcy

Look for an attorney in or near your city and give them a call. You can likely find one here on AVVO

How to financially shield my wife from unsecured credit card debt following my death?

If your wife did not sign for the card, she is not liable. They can't pursue her. However, your assets at death stand for your debts. But then...

Check with the county where the property was located to see if they are holding proceeds from the foreclosure. You may be able to apply through the...