Do I need an attorney to get a 2nd lein off my house with a zero balance?

I am not sure you need an attorney. However, it is likely that someone owns this loan. If the original lender went out of business, the loan was...

Shop around. You may be able to find someone to give you a loan. Be careful about the terms of any loan offered. They may hit you with a high...

What is the proper way to say a bankruptcy petition that failed ?

It is Dismissed. The Order closing the case should say that.

The most important thing to do is hire an experienced real estate in Texas (first). Get a second opinion about having to hire counsel in AZ. It...

Do I need to file for bankruptcy for credit card debts if I have left the country?

My colleagues above are correct. If you have assets in the USA, you can file here. If you don't, take a look at the laws of your new county. Do...

I am not sure I understand your question. However, if you had a judgment debt that was discharged in your chapter 7, it's renewal is a violation...

You may want to look into Chapter 7 Bankruptcy. Keep in mind bankruptcy does not discharge fines unless the fine is reimbursement of governmental...

You should get a consultation from a high end attorney experienced in Chapter 11 and debt restructuring. You can't be cheap here. It sounds like...

I agree with my colleagues that Ch. 13 may be your best remedy. Filing for an injunction will be costly and you may not succeed. You should get...

I agree with Mr. Berkus. Your options will depend on how the old AP was resolved. A significant consideration is whether you can actually recover...