Vehicle surrendered in chap 7 which was discharged 5 months ago and bank never repossessed totaled by drunk driver?

Typical vehicle financing contracts give the lender a security interest over your proceeds if the vehicle is damaged. So it seems the lender would...

If there is any way you can wait to file Chapter 7, that is the usually the better option. If you file a timely Answer to the lawsuit it will...

Whether you should hire a lawyer depends on how much you are owed and the type of debt you have (secured or unsecured). You don't want to chase...

I’ve been living with my boyfriend for 16 years and he’s buying a house and I’m helping with the mortgage and the bills are in ?

I am not sure I totally understand your question. If you are considering getting a house with someone to whom you are not married, this could...

I addition to the great advice above, I will add that you can go online to https://www.irs.gov/individuals/get-transcript and get a "tax account...

How can I file taxes for past years?

I am forwarding you to the tax category. It is good that you are taking care of your tax filings. You want to get them done before the IRS comes...

I concur with the good advice above. You get an automatic stay, but it will be lifted upon an order granting relief from stay. Chapter 13 gives...

The lien may have been sold to another company. You will have to do some legwork to see who has the lien. Do some internet searches on the...

Make sure your case is closed before making a withdrawal. The discharge does not close your case. Sometimes the court will issue an order that...

I believe you should be a able to legally agree to a demand note (payable on demand). Have an attorney draft one for you if the amount of money is...

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