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What to do when a creditor tries to collect on an unsecured dept that was discharged by a chapter 7 bankruptcy
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Mario's answer
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Answered on April 21, 2021
Excellent advice all around! I will emphasize the importance of checking with your attorney regarding avoiding the lien (applies if the lien is...
Can my wages be garnished for a judgment that was entered 11/15/11?
Mario's answer
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Answered on April 21, 2021
Most states permit the renewal of judgments. If the judgment has been properly renewed then the holder can still do a garnishment. You should...
How long after ch7 discharge can my income increase?
Mario's answer
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Answered on April 21, 2021
If you have filed and have been discharged, I don't see any problem with her returning to work. The means test only considers the 6 months prior...
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Can I apply the interest rate to my proof of claim for a small claims judgement I received?
Mario's answer
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Answered on April 21, 2021
I agree with Mr. Granvold. The interest can be added.
If Navient messed up my loans can I sue, or have loans dropped
Mario's answer
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Answered on April 20, 2021
Get a complete payment history from the beginning of the loan. A review of that should show what has been paid and all charges and fees. If the...
In California, what happens to pawned property in Chapter 7?
Mario's answer
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Answered on April 20, 2021
You should list the items and the name and address of the pawn company as a secured debt. Once filed, you then have 60 days or until the time for...
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Can I withdraw from IRA Account AFTER Chapter 7 Bankruptcy without ramifications?
Mario's answer
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Answered on April 20, 2021
I agree with Ms. Tokarska. It seems like your case should be closed or close to being closed. Contact the Court (or look in your papers) for an...
Can I simply take possession of a newly purchased home?
Mario's answer
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Answered on April 19, 2021
You should go through the eviction process to avoid having the you-know-what sued out of you by the squatter. Don't cheap out, do it right. Any...
Archived
If I file bankruptcy and 3 months later buy a house with cash
Mario's answer
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Answered on April 19, 2021
If you are anticipating an inheritance, you must disclose that in your bankruptcy documents. If the inheritance arises within 180 days, the...
Archived
If I file a chapter 7 during a divorce
Mario's answer
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Answered on April 19, 2021
Chapter 7 will only discharge the debts of the person who files. So if there are any joint debts, and the husband does not file, then he will...
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