Will a heloc in only my ex husband’s name filed in his bk7 on our joint property affect me getting approved on a new home purch?
Mario's answer
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Answered on June 05, 2021
It depends on whether you signed for the HELOC. If you did not sign, then you are in the clear. Check your copy of the "Note" for the signature. ...
What happens to the money after a foreclosure, and the house is sold, person is deceased, does the bank keep all the money?
Mario's answer
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Answered on June 05, 2021
Your uncle's estate would be the recipient of the funds. I believe you would have to file an estate in probate court and distribute the finds...
How do I get a mortgage company to move my home loan from my sister to me if the original loan is not assumable?
Mario's answer
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Answered on June 05, 2021
That is a lot of questions! First, you should try to get a refinance loan to get your sister off the hook. If you recently filed BK, you may have...
Can chapter 13 bankruptcy take your work comps settmen?
Mario's answer
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Answered on June 05, 2021
In Chapter 13, the Trustee may want a piece of your workers comp award if your plan provides for a dividend of less than 100% to unsecured...
Is a vehicle reposession covered under ch. 13 bankruptcy protection?
Mario's answer
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Answered on June 04, 2021
Normally, if the car is part of the bankruptcy and the lender (with court permission) repos it, then the deficiency is treated as an unsecured...
Can my car be repossessed if my chapter 13 bankruptcy is dismissed?
Mario's answer
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Answered on June 04, 2021
Are you really current on the car loan? In Ch. 13 it is common for the Trustee to make a lower car payment early in the case. Call the lender to...
Can I protect this debt thats owed to me?
Mario's answer
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Answered on June 03, 2021
Get with an experienced bankruptcy attorney right away. The wording of the divorce order is crucial. In Ch. 13, a Debtor can discharge (not pay...
Can my dad buy me a car with cash after filing chapter 7 bankruptcy but before 341 meeting?
Mario's answer
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Answered on June 03, 2021
I believe the transaction you propose will just cause more problems. One key question is how much is the purchase? If it is less than $5,000,...
Can I pay certain secured debts directly to the creditor and not to my trustee in a chapter 13 case, Utah?
Mario's answer
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Answered on June 03, 2021
Since the house is current, you would continue to make the mortgage payment directly as Mr. Christiansen indicated. I will add to his great advice...
I have a judgement against me from pressler and pressler for 950 can they take my home or car?
Mario's answer
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Answered on May 31, 2021
They will get paid when you sell or refinance your house if you don't pay them beforehand. That is the effect of the judgment lien. They really...
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