Can my bank start foreclosure while I am still in a pandemic forbearance plan? I was 100% current on mortgage payments.
Mario's answer
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Answered on August 10, 2021
Lenders are all over the place regarding these forbearances. If you are getting sale notices, it is time to see a foreclosure or bankruptcy...
Do I need an attorney or can I find the information on my on?
Mario's answer
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Answered on August 10, 2021
Check with the county sheriff's in the county where the house was located. In some states, the sheriff holds excess foreclosure funds. That may...
I need to know if you default on a personal loan and you used your house as collateral in Texas can they take your home?
Mario's answer
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Answered on August 09, 2021
It is going to depend on if you signed a deed of trust or similar document. Then that document must be recorded in the real estate records at the...
What can I do when the sheriff tells me that he is not going to do anything because it was their fault? Fraudulent forclosure
Mario's answer
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Answered on August 09, 2021
The Sheriff is right. You need an attorney who practices in the foreclosure defense area to review your case. It is hard to overturn a...
Another car before filing chapter 13.
Mario's answer
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Answered on August 09, 2021
Think about this for a minute. Debt has already driven you to the doorstep of Chapter 13. There is a reason the interest rate is 25% Financing...
Can I trade in the car I’m paying for in chapter 12?
Mario's answer
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Answered on August 08, 2021
In most districts, you may be able to do a trade-in. It will be a lot of work to get the approval. Also, your lawyer may have to file motion to...
How can I sell my house if there's a second mortgage that was either forgiven or added to the primary mortgage.
Mario's answer
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Answered on August 06, 2021
I agree with the excellent answers above. For starters, do some serious legwork to find out who has the loan. Some lender out there owns it. ...
After bankruptcy discharge and closure, is a creditor lawsuit dismissal without prejudice a problem?
Mario's answer
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Answered on August 06, 2021
It really does not matter what they file because the bankruptcy discharged the debt. A possible reason to are dismiss without prejudice is to...
Can a prevailing party add 6000 dollars in fees when garnishing a 3800 judgement?
Mario's answer
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Answered on August 06, 2021
Mr. Trigsted gave a great answer to this question. A judgment creditor is entitled to post-judgment interest in most states. However, I don't see...
Whose duty is it to provide the bankruptcy court that the debtors need an interpreter?
Mario's answer
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Answered on August 06, 2021
If you are asking about the 341 Meeting of creditors, then the Trustee should call the court's translation line. However, the Trustee must be told...
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