The home I'm renting is in pre-foreclosure,do I continue paying rent to landlord if she hasn't been paying the mortgage lenders?
Mario's answer
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Answered on September 14, 2021
You are obligated to the terms of your lease regardless of status of the mortgage. If you don't pay, the landlord can file for eviction. It is...
Will a deed in lieu affect my credit if I have no mortgage? In other words, I own the property free and clear (a timeshare).
Mario's answer
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Answered on September 11, 2021
I don't believe it will. Your credit is only affected by the reporting of payments. This may be a good break for you because timeshares are a...
We are an HOA and one of the units is not paying their special assessment. Is there anything we can do? We tried liens.
Mario's answer
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Answered on September 08, 2021
You may have the option to foreclose on the scofflaw units. This is a complex process with will need an attorney. However, the unit owner can be...
I filed chapter 13 a few months ago but now a family member is willing to pay off creditors is it a problem to stop the process
Mario's answer
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Answered on September 08, 2021
You will want to run this through your attorney. If you pay off the case early, your relative will have to pay all creditors in full. There is an...
My husband is wanting to file bankruptcy. He is on the deed but not the mortgage for my house. How does this affect me?
Mario's answer
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Answered on September 08, 2021
Mr. Turco and Mr. Segraves make great points. I will add that it would be a good idea for you to go with your husband for any consultations with...
What will happen to my ex wife's car?
Mario's answer
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Answered on September 06, 2021
I believe the exemption is 6,100 of equity in a vehicle in SC (but don't rely on me, I practice in GA). The equity is the difference between the...
How is home equity calculated and divided after the end of a domestic partner type relationship?
Mario's answer
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Answered on September 06, 2021
I am sending you over to domestic relations as your question mostly relates to that area of the law. Next, any agreement must be in writing. ...
Is a reverse mortgage considered a lis pendens
Mario's answer
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Answered on September 05, 2021
A lis pendens usually means someone has claim to the property through litigation. These are typically filed in conjunction with a divorce, other...
CHAPTER 13 OR CHAPTER 7 AND FORECLOSURE SALE DATE ?
Mario's answer
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Answered on September 05, 2021
Both 7 and 13 have an automatic stay assuming you have not had 2 cases pending within the last year that were dismissed. You should think hard...
Hi- Can I include two personal loans from Lending Club and One Main on Chapter 13 Bankruptcy?
Mario's answer
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Answered on September 05, 2021
Actually, you must include Lending Club, One Main, and all creditors in a Ch. 13 As for the lease, it could be difficult. I do not know if you...
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