I agree with the sage counsel above. I will point out that you can file Chapter 13 and take care of the tax issue and the issue regarding the...

That depends on your plan. Some Trustees require it and others do not. Read what your confirmed plan says about tax refunds. Be sure to look at...

You will likely have to pay the deficiency in your plan. I don't know if you can surrender it, even if your district allows it (some do not). You...

I assume you are asking why the 2nd will not modify the loan. A refinance is a loan you apply for through a different lender. Speaking of which,...

I am sorry to hear about your situation. You have a couple of options. One is to consult with a lawyer familiar with commercial foreclosures who...

Yes, you can file. I have filed that exact type of bankruptcy case before. Be sure to get a consultation from a bankruptcy lawyer. Most offer...

If you are that bad off, take a look at Chapter 7. If you can't afford meds, you may not have the funds to settle this debt. Moreover, most of...

Selling would require the lender working with you by taking a note for the difference between the sales price and amount owed. Talk to the lender...

It sounds like you have a lot going on. Given all the moving parts, get 2-3 consultations from an attorney. There is a find a lawyer page here on...

You can file it. Be sure to call the clerk because a re-opening fee likely applies if the Motion is filed 14 days or more after dismissal. Be...