I am still making monthly payments to my trustee on a chapter 13 bankruptcy case in Oklahoma. Can I sell my paid off car?
Mario's answer
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Answered on October 05, 2021
Since you have the lien release, you may be able to sell it. A sale normally requires court approval. You will want your attorney to handle this.
Do we have any ground to stand on after death?
Mario's answer
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Answered on October 04, 2021
You may have rights to remain in the property under the Protecting Tenants at Foreclosure Act. I am not sure if it applies to foreclosures of a...
What do i need to do to stop a forclosure?
Mario's answer
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Answered on October 04, 2021
Filing for Chapter 13 will stop the sale and give you time to re-instate the 2nd mortgage. If the house is worth less than the amount owed on the...
Bankruptcy Chapter 7?
Mario's answer
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Answered on October 03, 2021
Filing without an attorney can be a huge mistake. Divorce cases often complicate bankruptcy issues. For example, a house awarded to one spouse in...
Can I use a credit card for emergency furnace repair while in Chapter 13?
Mario's answer
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Answered on October 03, 2021
You will need to check with your attorney. Most districts require permission to be granted by the court before more debt can be incurred. Failure...
Is it legal to use a HELOC still open an available on a home you sold?
Mario's answer
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Answered on October 02, 2021
No, no and for clarity no. The HELOC is still a lien on the property you sold. It should have been closed out when you sold the home. Often it...
BK and a CAR ?
Mario's answer
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Answered on October 02, 2021
If you did not reaffirm, you are no longer personally liable for the debt. They only have the right to take the car back. So if the car goes back...
Can the state franchise board freeze or take money from my daughters account if I am a signer on the account? They are 21 and 20
Mario's answer
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Answered on September 30, 2021
Great answers above. Don't wait to resolve this. I live across the country from you, yet I have heard about the Franchise Tax Board. I hear they...
Can my husband transfer my deed without my knowledge, we pay the property tax. he has just been paying the mortgage and renting
Mario's answer
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Answered on September 30, 2021
We need more details to answer your question. You are asking a couple of different questions. Also, how can he pay the mortgage and rent? Are...
How to negotiate 2nd mortgage after Chapter 7
Mario's answer
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Answered on September 30, 2021
Doing a "lump sum" settlement may be an option. Here are some tips:
1. Have the settlement money in hand BEFORE making an offer. Nothing gets...
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