If I sell my house and use the equity to pay off 100% of the unsecured creditors in the payment plan, would I get a discharge?
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Answered on September 08, 2022
Yes, as long as you pay off the unsecured debts through the plan with the sales proceeds you will get a discharge. Should you do this? It...
How do I get the lien removed?
Mario's answer
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Answered on September 08, 2022
First, you will need to get a docket of your case to see if your attorney file a motion to avoid lien which was granted by the court. If he did- ...
Do I have any negotiating power with my lender due to mistakes made on their part?
Mario's answer
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Answered on September 07, 2022
I do not believe you are obligated to complete a refinance, especially if the loan broker can't place the loan. However, you may want to delay...
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Selling property during chapter 7?
Mario's answer
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Answered on September 07, 2022
I can't tell from your question if you are proposing to sell a car or real estate. As Mr. Turner pointed out, real property is land. Mr. Turner...
What should i do?
Mario's answer
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Answered on September 06, 2022
We need some clarification on what you mean by "...cease and desist on the car account." Otherwise, I don't understand what you are asking. Are...
How much can I sue a dealership for after Tampering with my vehicle a when they repossessed it?
Mario's answer
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Answered on September 06, 2022
You may have to sue the towing company, dealer, etc. but it will not be easy. Fist, take it to an independent mechanic and have him diagnose the...
We filed a chapter 7 bankruptcy that was closed and discharged in 2020. Does a creditor need to be paid that was in that filing?
Mario's answer
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Answered on September 06, 2022
We need more information here. Is the title company saying you have to pay this debt on the closing of your sale or the closing of your purchase? ...
Can a bank add late fees to a mortgage that's being paid voluntarily after a Chapter 7 discharge?
Mario's answer
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Answered on September 06, 2022
You don't have to pay the debt which is what your discharge did. However, you do have to pay all payments and fees to retain the residence. That...
Can I file bankruptcy after being sued for Alienation of affection?
Mario's answer
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Answered on September 03, 2022
The answer is....maybe. It is dischargeable unless the creditor files an adversary proceeding in bankruptcy court and proves "willful and...
I discovered a lien against both of my personal properties. How can I get it remove?
Mario's answer
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Answered on September 02, 2022
The type of lien is crucial. Is this a judgment? If so, the bankruptcy would have removed it as long as a Motion to Avoid Lien was filed and...
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