If you have substantial debt you cant pay, get 2-3 consultations from attorneys in your area about Chapter 7 and 13. Most lawyers will give a free...

The 84 month plan is a feature of the CARES Act which was passed in response to the Covid outbreak. The advantage is that an 84 month plan gives...

It looks like a stay violation. Have your bankruptcy lawyer deal with it. He may be able to get the IRS to release it.

It is fair because you signed the note. Don't co-sign anything, ever, for anyone. Can you sue? Maybe, but only for the actual payments made. ...

If you are that destitute, you likely don't have to file BK. It sounds like you have no assets any creditor can reach. If you go forward with a...

No and no. You are limited to Chapter 13. You have to wait 8 years from the date you filed your 2016 case. Note the 8 years is measured form the...

Unfortunately, you are in deep. If you don't complete the 13, the case may be converted to Chapter 7 automatically. If that happens you can lose...

Absolutely. You can file and discharge your obligation to pay the debt. The result is the co-signer is the only one who will owe the debt. See a...

This is a common issue because bankruptcy does not remove the lien. Then a lender does not want the car but will not release the lien. It is not...

If the money is deemed "disposable income" the Trustee can apply the money to the unsecured creditors. Get with your attorney asap if you want the...