I agree with the answers above. The creditor can obtain a judgment lien on your house. Your best options appear to be negotiating a payment...

Mr. Granvold gives a great answer. Check with an ID attorney on whether filing BK extends the statute of limitations. Since bankruptcy never...

They have to sue you and get a judgment before getting a garnishment. They are likely trying to scare you into paying something. Don't pay a cent...

Mr. Doland has a great answer. Keep all documents and phone call recordings from the collector. Go see a lawyer who handles Fair Debt Collections...

If you are asking about a civil suit filed against you, start with your local county courts. I most states, a lawsuit must be filed in the county...

You should contact an attorney first since you will have to reopen the case and then file the motion on the discharge injunction. If the violation...

The hospital cannot garnish social security wages. As for your wife's wages, those may be at risk for garnishment if she agreed in writing to pay...

Chapter 7 has a lot of traps for the unwary. You will want an experienced attorney to help you. Fees are very reasonable for the service you will...

I am moving you over to litigation. It is understandable that your bankruptcy attorney does not want to handle the case. Bankruptcy attorneys...

You may well be judgment proof. That means you don't have assets which a judgment creditor can seize. If no one is suing, it may be best to wait...