Ms. Bunce gave a great answer. Most of the time, stay or injunction violations are unintentional. I often write letters for former clients to...

You can always file without your spouse. Having a joint case with an ex is normally a bad idea, However, you need to be very clear about how such...

I am sorry to hear about your husband. The typical solution for a debtor who dies late in the case is to seek a hardship discharge. However, it...

The bankruptcy will not remove NACA's lien. However, it sounds like the NACA lied may be satisfied by passage of time. You will need to look at...

1. No. Even Ajax will not remove it from your credit report. The credit report is only concerned with the fact that the case was filed. The only...

Once you file bankruptcy, the creditor cannot take any action to collect the debt. That means they can't sue your or continue a lawsuit that was...

Take a look at the loan documents you signed. It must give the lender a security interest in the tools. If it does that, they can repossess the...

If you are not on the deed, they can't put a lien on the house. Be sure to double check this to make sure you are correct. There will be no need...

Still looks like a scam as well as possible violation of federal law.

It sounds like your payment had to be raised in order to pay off your plan in 60 months. This is fairly common. You have to pay the payment of...