His attorney has to make a household budget if the two of you share expenses and / or income. This does not have any financial or legal effect on...

Chapter 13 operates on the amount household income and expenses. Your husband's lawyer will have to make a budget showing total family income and...

Bankruptcy does not dissolve a automobile lien absent a court order avoiding a lien on a the vehicle as a tool of the trade (very rare). The...

Sure, if he has a good hacksaw. He could pop that chain off in a jiffy and be on his merry way with the car. A better option is to get a...

You definitely should explore bankruptcy options. Take a look at both Chapters 7 and 13. Bankruptcy can stop the garnishments and maybe even be...

You can keep your home in Chapter 7 if the equity in it is "exempt." That means the equity can't exceed the amount provided in the exemptions laws...

The problem with that plan is you likely personally guaranteed the debt. So transferring it to to an LLC will not help in that case. Transfers of...

Mr. O'Brien is spot on. Call the bank and see what is happening. As for the HELOC, lenders often insert an insecurity clause. This clause...

In my state the lien would have expired after that much time. So apply for the title first. If that doesn't work, then consider an offer.

I agree with Mr. Whitaker. I will add that if any part of the amount you are paying is deemed a criminal fine or restitution, then that that...