Great advice by Mr. Harrell. I will add that you should avoid the quick fix websites that promise credit repair. Be sure to have an in-person...

Then answer is......it depends. Many factors in your case will determine the answer. I urge you to see 2-3 bankruptcy attorneys for a free...

Now you may know why having a lawyer would come in handy. If your income is still SSI (or is still low) contact legal aid. They may be able to help.

Chapter 7 offers no significant relief for trying to stop an eviction. The stay is going to be lifted almost every time. Get with legal aid in...

They lied. You can file bankruptcy on one penny of debt (although that would be imprudent). I bet the "debt relief" company was just trying to...

Once you file, your lawyer will contact the lender's attorney to call off the hearing.

It will be difficult to find a lawyer who will negotiate with your creditors. That is because of the time involved and their fee may make such...

It is up to the creditor to release the guarantor. They are highly unlikely to do so. If you file bankruptcy, they will pursue the guarantor. So...

Mr. Warner and Mr. Kasen have given excellent advice. You may say something to the Trustee that absolutely wrecks your case. The Trustee is not...

The amount of a debt listed on the schedules does not determine the debt that gets paid in the case. Each creditor must submit a claim form and...