I went through bankruptcy a year ago and did not reaffirm my loan. If I stop making payment will repo show on my credit report?
Mario's answer
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Answered on February 11, 2024
No. Once you filed bankruptcy, you credit report should just note that the debt was included. Any placement of the repo on the credit report...
What can I do with a vehicle that was collateral for a loan that I stopped paying on over a year ago?
Mario's answer
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Answered on February 11, 2024
If there is a One Main office near you maybe tow it there. Check with a local lawyer before taking any action to dispose of the car other than...
Can i sue bankruptcy lawyer for not filing a motion to redeem,when I asked for one to save my car?
Mario's answer
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Answered on February 09, 2024
What are your damages? The 720 refinance company may be charging a higher rate than your current lender. So you may benefit by not redeeming. Is...
Can I ask the court to dismiss my Chapter 13 Bankruptcy case if it has not been confirmed yet?
Mario's answer
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Answered on February 09, 2024
Yes, you can dismiss the case or let the trustee do it (by non-payment). Be sure to talk to your lawyer to see which type of dismissal is better...
How can i file bankruptcy on an old mortgage.?
Mario's answer
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Answered on February 09, 2024
You just list the mortgage company as a creditor. The debt will be discharged. I am assuming you are no longer on title to the property. If you...
Can I file for bankruptcy if I have a felony?
Mario's answer
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Answered on February 09, 2024
No, I have represented felons in bankruptcy before. The only effect it could have in your case is if you incur a debt to the shoplifting victim. ...
I am in the middle of a chapter 7 bankruptcy.
I have 2 furniture loans from a company that sells dinged and dented appliances
Mario's answer
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Answered on February 09, 2024
Repossession of furniture is unlikely. First, the lender must petition the bankruptcy court for relief form stay or wait 45 days after the meeting...
Do I have to disclose room rental income in chapter 7?
Mario's answer
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Answered on February 09, 2024
Yes, you must disclose the income. Go through your records and total up then income for the past 6 months. Then bring that information to a...
Will My Credit Be Affected?
Mario's answer
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Answered on February 09, 2024
Assuming the lender was listed in the bankruptcy, and you did not reaffirm as you said, the debt is discharged and you can walk from the mobile...
If I have money in an ESOP with a company I no longer work for, would that money be protected in a Chapter 7 filing?
Mario's answer
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Answered on February 08, 2024
The answer is... it depends. If the ESOP has an anti-alienation clause (meaning you can't sell or access the stock), it is outside of the...
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