A reaffirmation agreement is a document that provides you will be personally liable for the debt. That means if you sign it, the bankruptcy will...

Your co-signer can't be released from the loan without permission from the lender. The chances of that happening are slim and none. A lawsuit to...

It looks like you are turning things around. It is important to get a couple of free attorney consultations asap so you can see what bankruptcy...

If you are making the payments, you can list them on Sch. J. I would do that for my clients. I also recommend an attorney to help you with your...

You may have to go back to court to fix this. An alternative is to contact the creditor and have it send you the overpayment. Contact the...

We need more information for this question. Is this a title pawn contract or a loan with the car as collateral? What does the contract say the...

Send a letter by certified mail demanding proof of the debt. Be sure to sent the letter within 30 days. The certified mail is necessary because...

You may be able to convert, but there are some considerations: 1. Will you lose any property to a Trustee's sale? 2. Is your change in income...

I doubt it is malpractice. Had the plan been amended to include the debt, your payment would have increased by a staggering $1422 per month (plus...

I see a couple of issue here. One: Are the proceeds from the 401k loan considered property of the estate which must be protected by exemptions...