Your lawyer knows more about your case than we do. Ask him to explain why he thinks you can keep the refund.

Yes, if they are in your name, they are part of your bankruptcy estate. Will the Trustee sell the properties? That depends on the equity in them...

If you are handling your case without a lawyer, you now may realize you are in over your head. A lawyer needs to review the documents to determine...

I am sending you over to real estate. In my experience, there is no personal liability for a tax foreclosure or tax sale on real estate. Most...

Mr. Harrell is spot on. The debt owed will likely be discharged and you will be out the money. Depending on the amount owed to you, it could make...

No, they can't do that. It appears to be a violation of the discharge injunction. Find another credit card company and let your lawyer know what...

You may have a good Chapter 7 case depending on how much equity you have in the house. If you have too much equity, you can lose the house to a...

Mr. Harrell and Ms. Bunce gave excellent answers. I strongly recommend a consultation with an attorney in your area. If you do not have regular...

I do not believe you can successfully re-open your case to litigate the student loan under the new discharge guidance. As I understand the...

Mr. Harrell and Mr. Scheer are spot on about vacating a judgment. Bankruptcy is an option. Settling the debt for less than the amount owed is...