Both Chapter 13 (repayment plan) and Chapter 7 (fresh start) are possibilities. Both have requirements, advantages and disadvantages. So the...

It sounds like her 2nd has a balloon payment. If she can't get a refinance, why not apply for a home equity loan to pay off the 2nd? She may be...

The exemptions apply to all of your property. Claiming an exemption on one type of property can affect the exemption of another type of property. ...

Mr. Perez gave an excellent answer. You should confirm with your lawyer that this vehicle either was discharged or was not discharged. If...

The exemptions are tricky and difficult to apply. You do not want to make an expensive mistake. You should get 2-3 free consultations from...

The orders entered in your case are no longer applicable since the case is dismissed. Contact your mortgage company asap about catching up the...

It is unlikely the lender wants the car after 20 years. Normally, they hold the title to extract payment. However, the lien may have expired...

Talk to the Trustee about your refund and the exemption. He may just turn it over to you. Now you know the perils of not having a lawyer. All of...

That is a lot of moving parts. A Chapter 13 can halt foreclosure and give you an opportunity to reinstate the mortgage. Also, you will have to...

I am moving you over to credit repair, since you question is about credit reporting of your mortgage payments. I do not believe you can force the...