Welcome to the world of credit unions. They cross collateralize loans all the time. So this is common. They should take the insurance on the...

Some districts have mandatory employer deduction orders for Chapter 13. The order that comes to the employer states that it is not a garnishment. ...

It really depends on the facts and circumstances of the case. Often, dischargability issues are fact intensive. You desperately need legal...

We have no clue. Talk to your lawyer about his impression on how the judge intends to rule. These matters are very complex so I do not believe we...

Yes, you can file bankruptcy. It is tailor-made for stopping judgments and preventing garnishments. Go get 2-3 free consultations from experienced...

Retain and pay without reaffirmation is the way to go. That Carmax is agreeable is even better. You did not say if you filed a reaffirmation...

You can only get a Chapter 7 discharge every 8 years. If you convert a Ch. 13 case, the filing date of that case is the date when the case was...

A HELOC is a debt, not an asset. So I do not understand how they can attach it. The can file a garnishment against other bank accounts you have. ...

First of all, what does your Chapter 13 plan say about the payment of this debt? If it is being paid outside the plan, then you should get your...

First, are you dealing with the IRS? If this claim of debt came form a phone call, email or text, I would suspect it is a scam. If you receive a...